PRINCIPAL EXTENSIONS (MOTOR VEHICLES)| POLICY | BENEFITS (UGX) | | Geographical Area | Uganda | | 3rd Party Bodily Injury & or Death per person anyone Incident | 10,000,000/= | | 3rd Party Bodily Injury in Aggregate | 50,000,000/= | | 3rd Party Property Damage in Aggregate | 50,000,000/= | | Medical expenses to the Insured/driver following a motor accident in the Insured vehicle for the driver | Up to 2,000,000/= | | Claims preparation costs (costs involved in making a claim will be reimbursed to the Insured) | Up to 2,000,000/= | | Fire Extinguishing Charges Extension | Up to 2,000,000/= | | Radio Cassette /CD/TV | Up to 1,000,000/= | | Locks and Keys extension | Up to 1,000,000/= | | Windscreen Replacement | Replacement Cost | | Removal & Towing limit / Breakdown Service | Actual Charges Subject to Proof | | Authority to repair | Up to 1,500,000/= | | Vehicle protection following an accident | Up to 2,000,000/= | | Vanderism of Vehicle | Up to actual cost incured | | Wrong Fuel | Up to 1,000,000/= | | Replacement of parts clause | Covered | | Suspension of Cover Clause | Covered | | Intoxication Clause | Covered | | Average Clause | Covered | | Loss by Fire | Covered | | Loss by Theft | Covered | | Loss due to damages caused by floods, hurricane, storms, earthquakes and other related occurrences | Covered | | Parking Facility & Movement of Vehicles | Covered | | Loss through Riots, Civil Commotion and Malicious Damage | Covered | | Political Violence Terrorism & Sabotage | Covered | | Rescue Operations & Completion of Journey | Up to 2,000,000/= / 1,500,000 Respectively | | Loss of personal effects excluding money & electronic gadgets like cell phones & laptops | Up to 500,000/= | | Court legal liability | Up to 6,000,000/= | | Contigent of the carriers liability | Up to 5,000,000/= |
MAJOR EXCLUSIONS:The following is a short form listing of major policy- War and related perils
- Theft by own employees
- Damage to Tyres by braking, punctures, cuts, or bursts.
- Depreciation, wear, and tear
- Mechanical or electrical failures or breakages
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