PRINCIPAL EXTENSIONS (MOTOR VEHICLES)POLICY | BENEFITS (UGX) | Geographical Area | Uganda | 3rd Party Bodily Injury & or Death per person anyone Incident | 10,000,000/= | 3rd Party Bodily Injury in Aggregate | 50,000,000/= | 3rd Party Property Damage in Aggregate | 50,000,000/= | Medical expenses to the Insured/driver following a motor accident in the Insured vehicle for the driver | Up to 2,000,000/= | Claims preparation costs (costs involved in making a claim will be reimbursed to the Insured) | Up to 2,000,000/= | Fire Extinguishing Charges Extension | Up to 2,000,000/= | Radio Cassette /CD/TV | Up to 1,000,000/= | Locks and Keys extension | Up to 1,000,000/= | Windscreen Replacement | Replacement Cost | Removal & Towing limit / Breakdown Service | Actual Charges Subject to Proof | Authority to repair | Up to 1,500,000/= | Vehicle protection following an accident | Up to 2,000,000/= | Vandalism of Vehicle | Up to actual cost incurred | Wrong Fuel | Up to 1,000,000/= | Replacement of parts clause | Covered | Suspension of Cover Clause | Covered | Intoxication Clause | Covered | Average Clause | Covered | Loss by Fire | Covered | Loss by Theft | Covered | Loss due to damages caused by floods, hurricane, storms, earthquakes and other related occurrences | Covered | Parking Facility & Movement of Vehicles | Covered | Loss through Riots, Civil Commotion and Malicious Damage | Covered | Rescue Operations & Completion of Journey | Up to 2,000,000/= / 1,500,000 Respectively | Loss of personal effects excluding money & electronic gadgets like cell phones & laptops | Up to 500,000/= | Court legal liability | Up to 6,000,000/= | Contingent of the carriers liability | Up to 5,000,000/= |
MAJOR EXCLUSIONS:The following is a short form listing of major policy- War and related perils
- Theft by own employees
- Damage to Tyres by braking, punctures, cuts, or bursts.
- Depreciation, wear, and tear
- Mechanical or electrical failures or breakages
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